FINANCIAL SECURITY FOR MIDDLE MARKET AMERICA
The middle market American client has been under-served for decades. We are here to change that, granting access to quick issue products designed to take care of their needs while maintaining affordability.
There are 78 million people in the baby boomer generation that just started to retire in 2011. The next 20 years will represent the largest wealth transfer in the history of our nation.
We have positioned ourselves over the last decade to serve this market with products and services designed to help the transfer of over $22 trillion of wealth to their heirs with minimal tax impact.
Mortgage Protection Insurance
Mortgage protection insurance, is a life insurance product designed to pay off the mortgage if a homeowner dies, so that families left behind can keep their homes. The client can also choose the return of premium option, that will give the clients the premiums they paid into the policy back if they do not use the death benefit during the term of the policy.
Index Universal Life
Indexed Universal Life Insurance covers your family in the event of death and presents the opportunity for income stream, estate planning and permanent life insurance, by creating cash value in the policy.
Final Expense Insurance allows the family to feel secure knowing that the funeral and burial costs and arrangements are already taken care of should a loved one pass away.
With an annuity, you can guarantee income for the rest of your life. An annuity allows one to receive a fair rate of return when the market is doing well and to maintain principal when the market is doing poorly.
RIGHT PLACE – RIGHT TIME. EVER ENVY THOSE THAT HAD THIS ADVANTAGE? IT’S OUR ADVANTAGE!
This is just a short list of products and services designed to solve our clients’ financial security needs.
- Mortgage protection insurance
- Final Expense burial insurance
- Term life insurance
- Universal and whole life insurance
- Indexed UL for tax free retirement
- Impaired risk insurance for the very sick
- Simplified issue life insurance
- Fixed indexed annuities
- Mortgage payment disability insurance
- Disability insurance
- Critical illness insurance
- Medicare supplement insurance