PRODUCTS & SERVICES

Life Insurance
Final Expense
Mortgage Protection
Living Benefits
Retirement Protection
Medicare
Supplemental Insurance
College & Child Saving

Family Protection

Our dedicated agents help design programs to fit your insurance needs and your budget so it will be there when you need it most.
Through insurance products, focused on protecting your financial security, your income, your home, your retirement and the future for your children and grandchildren.

Tax Free Discount on the Cost of Final Expenses

If you want to save money while providing your family with the funds to pay for your own funeral expenses, watch this short video to learn how you can guarantee that your family will have tax free cash to pay your Final Expenses at a 40% to 60% discount.

Mortgage Protection

If you have a home mortgage, and a monthly payment that is dependent on your earned income, watch this short video to learn how you can pay off your home mortgage or continue making your monthly mortgage payment even if you have no earned income.

Living Benefits Life Insurance

Did you know that you can now access up to $250,000 of your life insurance coverage tax free - without dying? Learn how life insurance companies now allow you to take a portion of your death benefit if you experience a critical illness like cancer, heart attack, or stroke.

Tax Free Income Alternative to Your Deductible Retirement Account
If you are saving money for retirement in an IRA, SEP, 401k, 403b, or 457 account . . . watch this short video to learn how you can save five times more on your income tax!
Tax Deferral, Market Risk, and Investment Fees
If you are saving money for retirement in a tax deferred 401k, 403b, or IRA invested in mutual funds or any sort of "managed" account, watch this video to discover the real cost of deferred taxation, market risk, and investment expenses.
Four Questions to Protect Your Retirement Savings
If you are recently retired or preparing to retire, and realize that there is much misinformation and misunderstanding about how your retirement savings must be converted into retirement income, then watch this short video to learn the four questions you need to ask yourself before making any decisions.
Tax Free Retirement Income Plan
If you want tax free income at retirement without the risk of losing any of your money in the stock market, watch this short video to learn how sections 101 and 7702 of the tax code enable you to save, grow, and protect your money for a tax free retirement.
Roth Conversion: Tax Free Retirement Income
If you are currently saving money for retirement in any tax deferred account like an IRA, 401k or 403b, and you'd like a way to convert tax deferred into tax exempt, watch this short video on a retirement savings account with tax exempt growth and tax exempt income.

We are the experts in helping our clients develop a lifetime tax free retirement income through various financial instruments that do not involve risk in the market.
We focus on safety instruments that will not risk your hard earned money in the market. There are no hidden fees with our plans!

Introduction to Medicare
Will you be turning 65 soon, and become eligible for Medicare benefits? Would you like to know how it works, and what your options are to get the most benefits for the least expense? Then watch this short video to quickly understand how Medicare works and the options.
Fill Gaps in Your Medicare
If you are eligible for Medicare benefits, but realize that Medicare does not pay for all your healthcare expenses, watch this short video to learn how easy it is to fill the "Gaps" in your Medicare coverage and potentially save thousands of dollars each year.
Medicare Advantage
If you are age 65 or older, and qualify for Medicare, in this short video learn how you can get all your medicare coverage with additional benefits, like prescription drug coverage, dental, vision, and hearing care all without additional cost.
Medicare Part D
Even though the cost of prescription medications can be expensive, Medicare coverage does not include prescription drug benefits. So if you need prescription drug provisions, watch this short video to learn how easy and inexpensive it is to add prescribed medications to your Medicare coverage.
​Cover Hospital Expenses Not Paid by Your Healthcare Plan
If you have excellent healthcare coverage paid by your employer, but you still have deductible and co-payment expenses for hospitalization, watch this short video to learn how you can cover hospital expenses not paid by your healthcare plan.
Tax Free Money for Critical Illness Expenses
It does not matter what age you are, or your current state of health. Watch this short video to learn why all of us can succumb to a serious illness like cancer, heart attack, or stroke, and how we can protect ourselves from the life altering financial impact.
Protecting Your Most Valuable Financial Asset
If your ability to earn income is dependent on your physical and mental health (not passive investment income), then learn how to protect your financial security by replacing your earned income if an accident or illness should result in a long term disability.
Preparing for Elder Care Expenses
If you are concerned about the possibility of needing home nursing or assisted living care at sometime in the future, and having enough money to pay for it - learn how you can protect your retirement income and so you don't run out of money or become a burden on your children.

Best Way to Save and Pay for College Education

If you have a young child or children, and you want to begin saving for their college educations, watch this short video to learn the most tax efficient and cost effective way to save, grow and protect money to pay for a college education.

PRODUCTS & SERVICES

Life Insurance
Family Protection
Our dedicated agents help design programs to fit your insurance needs and your budget so it will be there when you need it most.
Through insurance products, focused on protecting your financial security, your income, your home, your retirement and the future for your children and grandchildren.
Final Expense
Tax Free Discount on the Cost of Final Expenses
If you want to save money while providing your family with the funds to pay for your own funeral expenses, watch this short video to learn how you can guarantee that your family will have tax free cash to pay your Final Expenses at a 40% to 60% discount.
Mortgage Protection
Mortgage Protection
If you have a home mortgage, and a monthly payment that is dependent on your earned income, watch this short video to learn how you can pay off your home mortgage or continue making your monthly mortgage payment even if you have no earned income.
Living Benefits
Living Benefits Life Insurance
Did you know that you can now access up to $250,000 of your life insurance coverage tax free - without dying? Learn how life insurance companies now allow you to take a portion of your death benefit if you experience a critical illness like cancer, heart attack, or stroke.

Pork loin tongue short loin short ribs, doner ham hock salami. Doner sirloin corned beef, burgdoggen landjaeger capicola meatball pork belly beef ribs. Pork chop beef corned beef frankfurter. Beef ribs bacon ball tip, spare ribs pancetta jerky pork belly tail. Ball tip tail alcatra pork loin burgdoggen, kielbasa landjaeger. Ground round hamburger tongue, sirloin leberkas pork loin prosciutto chuck cow short loin rump shank filet mignon pork chislic.
Retirement Protection
Tax Free Income Alternative to Your Deductible Retirement Account
If you are saving money for retirement in an IRA, SEP, 401k, 403b, or 457 account . . . watch this short video to learn how you can save five times more on your income tax!
Tax Deferral, Market Risk, and Investment Fees
If you are saving money for retirement in a tax deferred 401k, 403b, or IRA invested in mutual funds or any sort of "managed" account, watch this video to discover the real cost of deferred taxation, market risk, and investment expenses.
Four Questions to Protect Your Retirement Savings
If you are recently retired or preparing to retire, and realize that there is much misinformation and misunderstanding about how your retirement savings must be converted into retirement income, then watch this short video to learn the four questions you need to ask yourself before making any decisions.
Tax Free Retirement Income Plan
If you want tax free income at retirement without the risk of losing any of your money in the stock market, watch this short video to learn how sections 101 and 7702 of the tax code enable you to save, grow, and protect your money for a tax free retirement.
Roth Conversion: Tax Free Retirement Income
If you are currently saving money for retirement in any tax deferred account like an IRA, 401k or 403b, and you'd like a way to convert tax deferred into tax exempt, watch this short video on a retirement savings account with tax exempt growth and tax exempt income.

We are the experts in helping our clients develop a lifetime tax free retirement income through various financial instruments that do not involve risk in the market.
We focus on safety instruments that will not risk your hard earned money in the market. There are no hidden fees with our plans!
Medicare
Introduction to Medicare
Will you be turning 65 soon, and become eligible for Medicare benefits? Would you like to know how it works, and what your options are to get the most benefits for the least expense? Then watch this short video to quickly understand how Medicare works and the options.

Fill Gaps in Your Medicare
If you are eligible for Medicare benefits, but realize that Medicare does not pay for all your healthcare expenses, watch this short video to learn how easy it is to fill the "Gaps" in your Medicare coverage and potentially save thousands of dollars each year.
Medicare Advantage
If you are age 65 or older, and qualify for Medicare, in this short video learn how you can get all your medicare coverage with additional benefits, like prescription drug coverage, dental, vision, and hearing care all without additional cost.
Medicare Part D
Even though the cost of prescription medications can be expensive, Medicare coverage does not include prescription drug benefits. So if you need prescription drug provisions, watch this short video to learn how easy and inexpensive it is to add prescribed medications to your Medicare coverage.
Medicare
Cover Hospital Expenses Not Paid by Your Healthcare Plan
If you have excellent healthcare coverage paid by your employer, but you still have deductible and co-payment expenses for hospitalization, watch this short video to learn how you can cover hospital expenses not paid by your healthcare plan.
Tax Free Money for Critical Illness Expenses
It does not matter what age you are, or your current state of health. Watch this short video to learn why all of us can succumb to a serious illness like cancer, heart attack, or stroke, and how we can protect ourselves from the life altering financial impact.

Protecting Your Most Valuable Financial Asset
If your ability to earn income is dependent on your physical and mental health (not passive investment income), then learn how to protect your financial security by replacing your earned income if an accident or illness should result in a long term disability.

Preparing for Elder Care Expenses
If you are concerned about the possibility of needing home nursing or assisted living care at sometime in the future, and having enough money to pay for it - learn how you can protect your retirement income and so you don't run out of money or become a burden on your children.

Medicare
Best Way to Save and Pay for College Education
If you have a young child or children, and you want to begin saving for their college educations, watch this short video to learn the most tax efficient and cost effective way to save, grow and protect money to pay for a college education.

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